The university's internal borrowing rate is 4.50% for FY 2026 and future years. This rate is based on the university's cost of borrowing funds and is adjusted annually on July 1.
The university has combined most of the external debt into one borrowing pool. The interest rate is based on the university’s break-even cash flow for the program.
| Fiscal Year | Borrowing Rate (%) |
|---|---|
| 2025 and 2026 | 4.50 |
| 2023 and 2024 | 4.25 |
| 2021 and 2022 | 4.75 |
| 2020 | 5.00 |
| 2015-2019 | 6.00 |
If you have any questions, please contact Carolann Saggese, Director, Debt, at (607) 342-7474.
